Savings, money market, and health savings accounts
Savings accounts
Features
- Competitive rates. Higher rates paid on higher balances. (A non-interest savings account option is also available.)*
- Access by phone, online or in person.
- Direct deposit, ACH and automatic transfers.
- e-Statements or paper statements.
Security
- Savings accounts and all other deposit accounts at Think are FDIC insured.
Money market accounts
Money market accounts are best for people who prefer the guaranteed security of a savings account, but would like to earn more interest than regular savings accounts typically offer.
Features
- Higher interest rates than savings accounts.*
- No minimum balance requirement - interest is earned on average monthly balances of $5,000 and higher.
- Access funds online, by phone, by ATM or in person.
- Direct deposit, ACH and automatic transfers.
- e-Statements or paper statements.
Health savings accounts (HSA)
Health savings accounts are for people who are enrolled in a high-deductible health plan and who would like to save money for medical expenses.
Features
- Competitive rates
- Access by phone, online or in person.
- Direct deposits, ACH, and automatic transfers.
- e-Statements or paper statements.
- Tax exempt.
Open an account
* If the combined balance of a deposit relationship in savings or money market accounts exceeds $5,000,000.00, balances exceeding $5,000,000.00 will be transferred to an interest bearing checking account.