Apply for a loan

Get preapproved for your next big purchase. Our preapproval process is simple and straightforward so you can buy whenever you're ready. If you would prefer to apply by phone, call 1-800-288-3425.

Personal applications


Vehicles, watercraft, RVs, personal loans, or overdraft protection. 
Start a Loan Application

Credit Cards

Apply for a Think credit card. 
Start a Credit Card

Home equity loans or lines of credit

Leverage the equity in your home to finance virtually anything.
Start a Home Equity

Mortgage (home purchase or refinance)*

Obtaining a preapproval is an important first step in buying a home. Our advisors can help you choose a mortgage that best suits your needs. Download our application checklist which will help you start gathering the additional information required to finalize your loan application.

Business application

Download our business loan application checklist, which will help you gather the information required to apply for your loan. Or visit one of our branches or call 1-800-288-3425 to apply.

Think Bank is a community bank based in Minnesota. Consumer accounts may be opened by existing customers, or new customers who live or work in Minnesota.
* To review the consumer handbook on Adjustable Rate Mortgages click here.
Home financing is available to existing customers, or new customers who live or work in Minnesota, for primary residences located in AZ, FL, IL, IN, IA, KS, MN, MO, NE, ND, SD & WI.
NMLSR ID 440195