Business loans & lines of credit

So you started a business and want to grow. Or you’ve been in business for years and need financing to expand. We offer financing options for established businesses, startups, and growing companies in our local communities — with a variety of business loans and lines of credit designed to support your goals, whether you’re investing in equipment, managing cash flow, or planning your next step.
 
 

Business financing

Lines of credit

  • Secured and unsecured options to help build your business and simplify your finances.
  • Allows you to borrow up to an established limit.
  • Competitive rates and flexible payment options.
  • Overdraft protection.
  • A good option for ongoing expenses, cash flow needs, or seasonal fluctuations.

Term loans

  • Ideal when your business requires a specific amount of money with a fixed payment schedule.
  • Use to purchase vehicles, equipment, or machinery.
  • Great for starting or expanding your business.
  • Multiple payment options and terms.
  • Often used for larger purchases or growth projects where predictable payments are important.

Small business administration (SBA) loans

  • Loans available to start a new business, expand an existing business, or to acquire real estate.
  • SBA loans can offer longer terms and competitive rates and may be a good fit for small businesses looking for added flexibility.

Business real estate loans

  • Assists with purchasing, building or refinancing your business property.

Business lending at Think Bank

  • Local decision‑making and experienced business lenders
  • Flexible solutions built around your business needs
  • A long‑term banking relationship, not just a loan
 

Apply for a business loan

 
Start your application. A business lender will follow up to discuss next steps.
Applying doesn’t obligate you to accept a loan. Our business lenders take the time to review your information and help determine the option that fits your business best.
 
Not sure which option is right for your business? 
Download our business loan application checklist to prepare for the application process, give us a call us at 1-800-288-3425 (Monday–Friday, 8:00 a.m. to 6:00 p.m. Central Time), or stop by a Think Bank branch.