Checking, savings, money market, & health savings account rates

Rates current as of July 1, 2025.
Variable interest rates are subject to change at any time according to market conditions and management discretion.
Checking Accounts
Account Minimum Opening Deposit Balance Required to Earn Interest APY*/ Variable Interest Rate Open Online
Simply Better Checking $50.00 NA NA/NA Open Now
Direct Interest Checking $50.00 $0.00
0.05%/0.05%
Open Now
50+ Interest Checking $50.00 $0.00
0.05%/0.05%
Open Now
Preferred Interest Checking
$50.00

$50.00
$0 - $1,499.99

$1,500 +
0.05%/0.05%

0.10%/0.10%
Open Now
*APY = Annual Percentage Yield. NA = Not applicable. Fees may reduce earnings.

Savings, Money Market & HSA Accounts
Account Balance Required to Earn Interest APY* / Variable Interest Rate Open Online
Savings1
$0-$2,499.99

$2,500-$9,999.99

$10,000-$19,999.99

$20,000-$5,000,000.00
0.40%/0.40%

0.40%/0.40%

0.45%/0.45%

0.45%/0.45%
Open Now
Money Market2
$0-$4,499.99

$5,000-$19,999.99

$20,000-$49,999.99

$50,000-$99,999.99

$100,000-$5,000,000.00
 
NA/NA

1.45%/1.45%

1.60%/1.60%

1.80%/1.80%

2.00%/2.00%
Open Now
Health Savings Account (HSA)3
 $0-$4,499.99

$5,000-$19,999.99

$20,000-$49,999.99

$50,000-$99,999.99

$100,000-$5,000,000.00
0.01%/0.01%

1.45%/1.45%

1.60%/1.60%

1.80%/1.80%

2.00%/2.00%
Get Started
*APY = Annual Percentage Yield. NA = Not applicable. 
 
1Savings: No minimum balance requirement. Interest is earned on average monthly balance. Fees may reduce earnings. A non-interest savings account option is also available. If the combined balance of a deposit relationship in savings or money market accounts exceeds $5,000,000.00, balances exceeding $5,000,000.00 will be transferred to an interest bearing checking account.
 
2Money Market: No minimum balance requirement. Interest is earned on average monthly balances of $5,000 and higher. Fees may reduce earnings. If the combined balance of a deposit relationship in savings or money market accounts exceeds $5,000,000.00, balances exceeding $5,000,000.00 will be transferred to an interest bearing checking account.
 
3HSA: No minimum balance requirement . Interest is earned on average monthly balance. Fees may reduce earnings. HSAs cannot be opened online.

Questions?

Give us a call at 1-800-288-3425 or visit your nearest branch. No appointment needed.
 
 
For business rates call 1-800-288-3425.