Personal rates current as of October 1, 2026.
For business rates call 1-800-288-3425.
Checking account rates
Variable interest rates are subject to change at any time according to market conditions and management discretion.
| Account |
Minimum Opening Deposit |
Balance Required to Earn Interest |
APY*/ Variable Interest Rate |
Open Online |
| Simply Better Checking |
$50.00 |
NA |
NA/NA |
Open Now |
| Direct Interest Checking |
$50.00 |
$0.00
|
0.05%/0.05%
|
Open Now |
| 50+ Interest Checking |
$50.00 |
$0.00
|
0.05%/0.05%
|
Open Now |
Preferred Interest Checking
|
$50.00
$50.00
|
$0 - $1,499.99
$1,500 +
|
0.05%/0.05%
0.10%/0.10%
|
Open Now
|
*APY = Annual Percentage Yield. NA = Not applicable. Fees may reduce earnings.
Savings, money market & HSA rates
| Account |
Balance Required to Earn Interest |
APY* / Variable Interest Rate |
Open Online |
| Savings1 |
$0-$2,499.99
$2,500-$9,999.99
$10,000-$19,999.99
$20,000-$5,000,000.00
|
0.30%/0.30%
0.30%/0.30%
0.40%/0.40%
0.40%/0.40%
|
Open Now |
| Money Market2 |
$0-$4,999.99
$5,000-$19,999.99
$20,000-$49,999.99
$50,000-$99,999.99
$100,000-$5,000,000.00
|
NA/NA
1.25%/1.24%
1.50%/1.49%
1.75%/1.74%
2.00%/1.99%
|
Open Now |
| Health Savings Account (HSA)3 |
$0-$4,999.99
$5,000-$19,999.99
$20,000-$49,999.99
$50,000-$99,999.99
$100,000-$5,000,000.00
|
0.01%/0.01%
1.25%/1.24%
1.50%/1.49%
1.75%/1.74%
2.00%/1.99%
|
Get Started |
*APY = Annual Percentage Yield. NA = Not applicable.
1Savings: No minimum balance requirement. Interest is earned on average monthly balance. Fees may reduce earnings. A non-interest savings account option is also available. If the combined balance of a deposit relationship in savings or money market accounts exceeds $5,000,000.00, balances exceeding $5,000,000.00 will be transferred to an interest bearing checking account.
2Money Market: No minimum balance requirement. Interest is earned on average monthly balances of $5,000 and higher. Fees may reduce earnings. If the combined balance of a deposit relationship in savings or money market accounts exceeds $15,000,000.00, balances exceeding $15,000,000.00 will be transferred to an interest bearing checking account.
3HSA: No minimum balance requirement . Interest is earned on average monthly balance. Fees may reduce earnings. HSAs cannot be opened online.
Questions?
Give us a call at 1-800-288-3425 or visit your
nearest branch. No appointment needed.
For business rates call 1-800-288-3425.
