Checking, savings, money market, & health savings account rates

Rates current as of August 1, 2023.

Checking, savings, money market, & health savings account rates
Account Minimum Opening Deposit Balance Required to Earn Interest Annual Percentage Yield Interest Rate
Simply Better Checking $50.00 N/A N/A N/A
Direct Interest Checking $50.00 $0.00
0.05%
0.05%
50+ Interest Checking $50.00 $0.00
0.05%
0.05%
Preferred Interest Checking
$50.00
$50.00
$0 - $1,499.99
$1,500 +
0.05%
0.10%
0.05%
0.10%
Checking Account - Basic* $0.00
N/A N/A N/A
Checking Account - Premium*
$0.00
0.01% 0.01%





Savings
$0.00 $0 - $2,499.99 0.40% 0.40%
Savings
$0.00 $2,500 - $9,999.99 0.40% 0.40%
Savings
$0.00 $10,000 - $19,999.99 0.45% 0.45%
Savings
$0.00 $20,000 - $5,000,000.00 0.45% 0.45%
Non-Interest Savings
$0.00 N/A N/A N/A





Money Market
$0.00 $0 - $4,999.99 N/A N/A
Money Market
$0.00 $5,000 - $19,999.99 1.45% 1.45%
Money Market
$0.00 $20,000 - $49,999.99 1.60% 1.60%
Money Market
$0.00 $50,000 - $99,999.99 1.80% 1.80%
Money Market

$0.00 $100,000 - $5,000,000.00 2.00% 2.00%





Health Savings Account
$0.00 $0 - $4,999.99 0.01% 0.01%
Health Savings Account
$0.00 $5,000 - $19,999.99 1.45% 1.45%
Health Savings Account
$0.00 $20,000 - $49,999.99 1.60% 1.60%
Health Savings Account
$0.00 $50,000 - $99,999.99 1.80% 1.80%
Health Savings Account

$0.00 $100,000 - $5,000,000.00 2.00% 2.00%

For business rates call 1-800-288-3425


*Account no longer offered.
 
Savings, Money Market and Checking have variable rates which may change at any time according to market conditions and management discretion. Fees may reduce earnings.
 
If the combined balance of a deposit relationship in savings or money market accounts exceeds $5,000,000.00, balances exceeding $5,000,000.00 will be transferred to an interest bearing checking account.