Open an account

Ready to make banking a breeze? Opening an account with us is simple, quick, and designed to fit your life. Whether you’re clicking through online, stopping by in person, or giving us a call, we’ll help you get started and cheer you on every step of the way.

Online account opening

The online account opening process should take about 7 minutes or less. If you’re already a Think Bank customer, please have your online banking username and password ready.

To open an account online, each applicant must:
  • Be at least 18 years of age or at least 13 years of age with a joint account holder.
  • Be a legal resident of the United States or a non-resident alien or refugee.
  • Live or work in Minnesota, or have an open and active account with us.
As you open your account, you’ll need:
  • Social Security Number
  • Valid ID (driver’s license or other government issued ID)

Deposit accounts

Checking

It all begins with a simple checking account.
 

Savings

Set some money aside for those rainy days. 
 

Money Market

Put your money to work—without the gimmicks.
 

Health Savings Account (HSA)*

A smart way to save for those pesky health expenses. 
 

Education Savings*

Be prepared for the future.
 

Fixed Rate CDs

Earn more with great rates and no special requirements.
 

Variable Rate CDs*

Earn more while keeping more flexibility.
 

IRA CDs*

Save for your future self. 
 
*This account type cannot be opened online at this time. 


Business deposit accounts

To open a business account give us a call at 1-800-288-3425 or visit a branch office in Apple Valley, Eagan, Edina or Rochester. 
 

Questions?

Call us at 1-800-288-3425 or visit a branch office in Apple Valley, Eagan, Edina or Rochester. No appointment needed. 
 
Open any checking account and get a free gift. We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099. Free gift provided at time of account opening.
 
Think Bank is a community bank based in Minnesota. Consumer accounts may be opened by existing customers, or new customers who live or work in Minnesota.
 
Important information about procedures for opening a new account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.