Personal article insurance
Are your valuables protected from loss for their full value? Ordinary home insurance rarely covers the full value of items like jewelry, antiques, art, and other collectibles. In fact, most policies don’t cover something as simple as the loss of a stone from a diamond ring.
Items with limited coverage under home insurance
Many valuable items may have limited protection under a standard home insurance policy, including:
- Jewelry
- Antiques
- China and silverware
- Guns
- Collections such as coins, stamps, or baseball cards
- Fine art
- Musical instruments
- Cameras
- Wine
Did you know?
- The value of precious metals has increased significantly over time. Items purchased years ago may now be worth much more.
- Regular appraisals help ensure your valuables are properly insured—contact your jeweler or gallery for more information.
- Coverage for valuable items is often more affordable than expected. A quick conversation with your insurance advisor can help determine if you have enough protection.
Protect yourself
You may be surprised at the value of your belongings. An Insurance Advisor can help you add a personal articles policy to provide additional coverage beyond your home policy.
If you would like to review your current coverage or explore additional protection options, call 1-800-443-6316.