Get your next ride at Think

Buckle up.

Get your next ride at Think. Check out the loan examples below and apply today.

$35,000 NEW Car Loan

60-month term. 2.99% APR* Approximate monthly payment only $638.16

$20,000 USED Car Loan

60-month term. 2.99% APR* Approximate monthly payment only $364.67

$20,000 Boat Loan

60-month term. 4.39% APR* Approximate monthly payment only $377.32

$7,500 Motorcycle, Watercraft or ATV Loan

48-month term. 4.29% APR* Approximate monthly payment only $172.34

Other rates and terms are available - just ask!
New, Used, or Refinance:
Get preapproved for your next vehicle loan and shop with confidence. We offer fixed rate vehicle loans for new and used cars and trucks.
Open a checking account and you'll receive a FREE thank you gift! Plus, you'll be able to utilize the following loan payment options:
  • Automatic payments from your Think account.
  • Payroll deduction (available with direct deposit).
  • Recurring payments can also be made with Online Bill Pay.
Not in the market to buy?
Refinance a higher rate vehicle loan to lower your monthly payments.

Dealer rebate vs financing at Think:

0% financing isn't always the best deal when you're buying a new car. You could save by taking the rebate and financing at Think. Estimate your savings with our auto rebate calculator.

Free auto insurance quote

Need insurance? We have that too. Get a free quote from Think Insurance today.

Call 1-800-288-3425 or apply online - it's fast and easy!


* APR = Annual Percentage Rate. Secured loan, fixed rates shown current as of 1/27/2020. Payments listed are approximate and include OPTIONAL Single Credit Life insurance. Other rates and terms are available. Down payments vary between 0-20%. Standard underwriting guidelines apply. 

Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank.

This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.