Fixed variable & vehicle loan rates

Rates current as of September 28, 2022.

Fixed Rate Auto & Truck Loans
Term** Rate (New Purchase) Rate (Used or Refinance)
12 Months 4.49% APR* 4.49% APR*
24 Months 4.49% APR*
4.49% APR*
36 Months 4.49% APR*
4.49% APR*
48 Months 4.49% APR*
4.49% APR*
60 Months 4.49% APR*
4.49% APR*
72 Months 4.49% APR* 4.49% APR* 
84 Months 4.89% APR* NA
Payment example: A 60 month $25,000 fixed rate secured new auto loan at 4.49% APR* has an approximate monthly payment of $465.96.
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Includes boat, trailer, travel trailer, motorcycle or stock loans. Rates current as of September 28, 2022.

Fixed Rate Secured Loans
Term** Rate
12 Months 5.09% APR*
24 Months 5.09% APR*
36 Months 5.09% APR*
48 Months 5.19% APR*
60 Months 5.29% APR*
72 Months 5.49% APR*
120 Months 6.29% APR*
Payment example: A 60 month $20,000 fixed rate secured loan at 5.29% APR* has an approximate monthly payment of $380.09 

For credit card consolidation, vacations or other special purpose loans. Rates current as of September 28, 2022.

Personal Loans - No Security Required
Term** Rate
12 Months 8.49% APR*
24 Months 8.49% APR*
36 Months 8.49% APR*
48 Months 8.49% APR*
60 Months 8.49% APR*
Payment example: A 60 month $10,000 no security required personal loan at 8.49% APR* has an approximate monthly payment of $205.12 

Includes boat, motor, trailer, travel trailer, or motorcycle. Rates current as of September 28, 2022.

Variable Rate Secured Loans
Approximate Term** Rate
Approximate 60 Months 5.25% APR*
Approximate 108 Months
 5.25% APR*
Payment example: A 108 month $10,000 variable rate secured loan at 5.25% APR* has an approximate monthly payment of $116.38. Rate subject to change and may increase quarterly. Maximum rate 18% APR*

2.8% of principal balance owed on the billing date (minimum payment of $28). Can be used for overdraft protection.
Rate current as of September 28, 2022.

Variable Rate Unsecured Line of Credit
Type Rate
Variable rate (subject to change quarterly)
14.75% APR*
Rate subject to change and may increase quarterly. Maximum rate 18% APR*. A $5 fee will be applied to bank initiated transfers.


* APR = Annual Percentage Rate.
**The loan term will be based upon the dollar amount of the loan and the age and type of collateral.