Fixed, variable & vehicle loan rates


Fixed-rate auto & truck loan rates

Rates current as of  March 1, 2026.
Term** Rate (New Purchase) Rate (Used or Refinance)
12 Months 4.99% APR* 4.99% APR*
24 Months 4.99% APR*
 4.99% APR*
36 Months 4.99% APR*
 4.99% APR*
48 Months 4.99% APR*
 4.99% APR*
60 Months 4.99% APR*
 4.99% APR*
72 Months 4.99% APR* 4.99% APR* 
84 Months 5.39% APR* NA
Payment example: A 60 month $25,000 fixed rate secured new auto loan at  4.99% APR* has an approximate monthly payment of $471.67.
 

Fixed-rate secured loan rates

Rates current as of March 1, 2026.
Term** Rate
12 Months 6.79% APR*
24 Months 6.79% APR*
36 Months 6.79% APR*
48 Months 6.89% APR*
60 Months 6.99% APR*
72 Months 7.19% APR*
120 Months 7.99% APR*
Payment example: A 60 month $20,000 fixed rate secured loan at 6.99% APR* has an approximate monthly payment of $395.93.
 

Personal loans - no security required

For credit card consolidation, vacations or other special purpose loans.
Rates current as of  March 1, 2026.
Term** Rate
12 Months 11.99% APR*
24 Months 11.99% APR*
36 Months 11.99% APR*
48 Months 11.99% APR*
60 Months 11.99% APR*
Payment example: A 60 month $10,000 no security required personal loan at 11.99% APR* has an approximate monthly payment of $222.39. 
 

Variable-rate secured loan rates

Includes boat, trailer, travel trailer, motorcycle, autos or stock loans.
Rates current as of  March 1, 2026.
Approximate Term** Rate
Approximate 60 Months 5.75% APR*
Approximate 108 Months
5.75% APR*
Payment example: A 108 month $10,000 variable rate secured loan at 5.75% APR* has an approximate monthly payment of $118.82. Rate subject to change and may increase quarterly. Maximum rate 18% APR*.
 

Variable-rate unsecured line of credit rates

2.8% of principal balance owed on the billing date (minimum payment of $28). Can be used for overdraft protection.
Rate current as of  March 1, 2026.
Type Rate
Variable rate (subject to change quarterly)
 15.25% APR*
Rate subject to change and may increase quarterly. Maximum rate 18% APR*.

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*APR = Annual Percentage Rate.
**The loan term will be based upon the dollar amount of the loan and the age and type of collateral.