Fixed variable & vehicle loan rates

Rates current as of January 3, 2022.

Fixed Rate Auto & Truck Loans
Term** Rate (New Purchase) Rate (Used or Refinance)
12 Months 1.99% APR* 2.99% APR*
24 Months 1.99% APR*
 2.99% APR*
36 Months 1.99% APR*
 2.99% APR*
48 Months 1.99% APR*
 2.99% APR*
60 Months 1.99% APR*
 2.99% APR*
72 Months 1.99% APR* 2.99% APR* 
84 Months 2.39% APR* NA
Payment example: A 60 month $25,000 fixed rate secured new auto loan at 1.99% APR* has an approximate monthly payment of $444.71 (payment includes optional Single Credit Life).

Includes boat, motor, trailer, travel trailer, motorcycle or stock loans. Rates current as of January 3, 2022.

Fixed Rate Secured Loans
Term** Rate
12 Months 3.79% APR*
24 Months 3.79% APR*
36 Months 3.79% APR*
48 Months 3.89% APR*
60 Months 3.99% APR*
72 Months 4.19% APR*
120 Months 4.99% APR*
Payment example: A 60 month $20,000 fixed rate secured loan at 4.39% APR* has an approximate monthly payment of $368.24 (payment includes optional Single Credit Life)

For credit card consolidation, vacations or other special purpose loans. Rates current as of January 3, 2022.

Personal Loans - No Security Required
Term** Rate
12 Months 6.79% APR*
24 Months 6.89% APR*
36 Months 6.99% APR*
48 Months 7.09% APR*
60 Months 7.19% APR*
Payment example: A 60 month $10,000 no security required personal loan at 7.19% APR* has an approximate monthly payment of $201.73 (payment includes optional Single Credit Life)

Includes boat, motor, trailer, travel trailer, or motorcycle. Rates current as of January 3, 2022.

Variable Rate Secured Loans
Approximate Term** Rate
Approximate 60 Months 3.99% APR*
Approximate 108 Months
  3.99% APR*
Payment example: A 108 month $10,000 variable rate secured loan at 3.99% APR* has an approximate monthly payment of $110.36. Rate subject to change and may increase quarterly. Maximum rate 18% APR*

2.8% of principal balance owed on the billing date (minimum payment of $28). Can be used for overdraft protection. Rate current as of January 3, 2022.

Variable Rate Unsecured Line of Credit
Type Rate
Variable rate (subject to change quarterly)
 11.75% APR*
Rate subject to change and may increase quarterly. Maximum rate 18% APR*. A $5 fee will be applied to bank initiated transfers.


* APR = Annual Percentage Rate.
**The loan term will be based upon the dollar amount of the loan and the age and type of collateral.