Fixed variable & vehicle loan rates

Rates current as of April 1, 2024.

Fixed Rate Auto & Truck Loans
Term** Rate (New Purchase) Rate (Used or Refinance)
12 Months 6.79% APR* 6.99% APR*
24 Months 6.79% APR*
 6.99% APR*
36 Months 6.79% APR*
 6.99% APR*
48 Months 6.79% APR*
 6.99% APR*
60 Months 6.79% APR*
 6.99% APR*
72 Months 6.79% APR* 6.99% APR* 
84 Months 7.19% APR* NA
Payment example: A 60 month $25,000 fixed rate secured new auto loan at 6.79% APR* has an approximate monthly payment of $492.56.

Rates current as of April 1, 2024.

Fixed Rate Secured Loans
(Includes boat, trailer, travel trailer, motorcycle or stock loans)
Term** Rate
12 Months 8.19% APR*
24 Months 8.19% APR*
36 Months 8.19% APR*
48 Months 8.29% APR*
60 Months 8.39% APR*
72 Months 8.59% APR*
120 Months 9.39% APR*
Payment example: A 60 month $20,000 fixed rate secured loan at 8.39% APR* has an approximate monthly payment of $409.27. 

For credit card consolidation, vacations or other special purpose loans. Rates current as of April 1, 2024.

Personal Loans - No Security Required
Term** Rate
12 Months 11.99% APR*
24 Months 11.99% APR*
36 Months 11.99% APR*
48 Months 11.99% APR*
60 Months 11.99% APR*
Payment example: A 60 month $10,000 no security required personal loan at 11.99% APR* has an approximate monthly payment of $222.39. 

Rates current as of April 1, 2024.

Variable Rate Secured Loans
(Includes boat, trailer, travel trailer, motorcycle or stock loans)
Approximate Term** Rate
Approximate 60 Months 7.50% APR*
Approximate 108 Months
 7.50% APR*
Payment example: A 108 month $10,000 variable rate secured loan at 7.50% APR* has an approximate monthly payment of $127.61. Rate subject to change and may increase quarterly. Maximum rate 18% APR*

2.8% of principal balance owed on the billing date (minimum payment of $28). Can be used for overdraft protection.
Rate current as of April 1, 2024.

Variable Rate Unsecured Line of Credit
Type Rate
Variable rate (subject to change quarterly)
 17.00% APR*
Rate subject to change and may increase quarterly. Maximum rate 18% APR*.


* APR = Annual Percentage Rate.
**The loan term will be based upon the dollar amount of the loan and the age and type of collateral.