Fixed variable & vehicle loan rates

Rates current as of September 6, 2023.

Fixed Rate Auto & Truck Loans
Term** Rate (New Purchase) Rate (Used or Refinance)
12 Months 6.29% APR* 6.79% APR*
24 Months 6.29% APR*
 6.79% APR*
36 Months 6.29% APR*
 6.79% APR*
48 Months 6.29% APR*
 6.79% APR*
60 Months 6.29% APR*
 6.79% APR*
72 Months 6.29% APR* 6.79% APR* 
84 Months 6.69% APR* NA
Payment example: A 60 month $25,000 fixed rate secured new auto loan at 6.29% APR* has an approximate monthly payment of $486.70.
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Includes boat, trailer, travel trailer, motorcycle or stock loans. Rates current as of September 6, 2023.

Fixed Rate Secured Loans
Term** Rate
12 Months 7.69% APR*
24 Months 7.69% APR*
36 Months 7.69% APR*
48 Months 7.79% APR*
60 Months 7.89% APR*
72 Months 8.09% APR*
120 Months 8.89% APR*
Payment example: A 60 month $20,000 fixed rate secured loan at 7.89% APR* has an approximate monthly payment of $404.48. 

For credit card consolidation, vacations or other special purpose loans. Rates current as of September 6, 2023.

Personal Loans - No Security Required
Term** Rate
12 Months 11.99% APR*
24 Months 11.99% APR*
36 Months 11.99% APR*
48 Months 11.99% APR*
60 Months 11.99% APR*
Payment example: A 60 month $10,000 no security required personal loan at 11.99% APR* has an approximate monthly payment of $222.39. 

Includes boat, motor, trailer, travel trailer, or motorcycle. Rates current as of September 6, 2023.

Variable Rate Secured Loans
Approximate Term** Rate
Approximate 60 Months 7.50% APR*
Approximate 108 Months
 7.50% APR*
Payment example: A 108 month $10,000 variable rate secured loan at 7.50% APR* has an approximate monthly payment of $127.61. Rate subject to change and may increase quarterly. Maximum rate 18% APR*

2.8% of principal balance owed on the billing date (minimum payment of $28). Can be used for overdraft protection.
Rate current as of September 6, 2023.

Variable Rate Unsecured Line of Credit
Type Rate
Variable rate (subject to change quarterly)
 17.00% APR*
Rate subject to change and may increase quarterly. Maximum rate 18% APR*. A $5 fee will be applied to bank initiated transfers.


* APR = Annual Percentage Rate.
**The loan term will be based upon the dollar amount of the loan and the age and type of collateral.