Certificate of deposit & IRA rates

Rates current as of  March 17 - March 23, 2023

Fixed Rates
Term/Product $Minimum balance required to earn interest Annual Percentage Yield (APY) Interest Rate Early Withdrawal Penalty
30 Day IRA $250 1.05% 1.04% 10 Days
3 Month Fixed $250 1.10% 1.10%
90 Days
6 Month Fixed $250 1.35% 1.35%
90 Days
1 Year Fixed $250 1.65% 1.64%
90 Days
12 Month Fixed* $250 1.65% 1.64%
90 Days
18 Month Fixed $250 2.00% 1.99%
90 Days
2 Year Fixed $250 2.05% 2.03% 181 Days
30 Month Fixed $250 2.10% 2.08% 181 Days
3 Year Fixed $250 2.10% 2.08% 181 Days
4 Year Fixed $250 2.35% 2.33% 181 Days
5 Year Fixed $250 2.50% 2.48% 
181 Days
30 Day Jumbo IRA $50,000 1.10% 1.09% 10 Days
3 Month Jumbo Fixed $50,000 1.20% 1.19% 90 Days
6 Month Jumbo Fixed $50,000 1.45% 1.44% 90 Days
1 Year Jumbo Fixed $50,000 1.75% 1.74% 90 Days
12 Month Jumbo Fixed* $50,000 1.75% 1.74% 90 Days
18 Month Jumbo Fixed $50,000 2.10% 2.08% 90 Days
2 Year Jumbo Fixed $50,000 2.15% 2.13% 181 Days
30 Month Jumbo Fixed $50,000 2.20% 2.18% 181 Days
3 Year Jumbo Fixed $50,000 2.20% 2.18% 181 Days
4 Year Jumbo Fixed $50,000 2.45% 2.43% 181 Days
5 Year Jumbo Fixed $50,000 2.60% 2.58% 181 Days
For business rates call 1-800-288-3425.
* Not available as an IRA.
 
 
Rates current as of March 17 - March 23, 2023

Variable Rate
Term/Product Balance Required to Earn Interest Annual Percentage Yield (APY) Interest Rate Early Withdrawal Penalty
6 Month Variable $250 or $10 with auto transfer 1.40% 1.39% 90 Days
1 Year Variable $250 or $10 with auto transfer 1.60% 1.59% 90 Days
6 Month Jumbo Variable $50,000 1.50% 1.49% 90 Days
1 Year Jumbo Variable $50,000 1.70% 1.69%  90 Days
For business rates call 1-800-288-3425.

* Not available as an IRA.

Variable Rate Certificates of Deposit or IRAs are subject to adjustment weekly according to market conditions and based on management discretion. A withdrawal prior to maturity could reduce your earnings and incur a penalty.