Certificate of deposit & IRA rates

Rates current as of  November  25 - December 1, 2022

Fixed Rates
Term/Product $Minimum balance required to earn interest Annual Percentage Yield (APY) Interest Rate Early Withdrawal Penalty
30 Day IRA $250 0.60% 0.60% 10 Days
3 Month Fixed $250 0.65% 0.65%
90 Days
6 Month Fixed $250 0.75% 0.75%
90 Days
1 Year Fixed $250 0.90% 0.90%
90 Days
12 Month Fixed* $250 0.90% 0.90%
90 Days
18 Month Fixed $250 1.10% 1.10%
90 Days
2 Year Fixed $250 1.20% 1.19% 181 Days
30 Month Fixed $250 1.30% 1.29% 181 Days
3 Year Fixed $250 1.35% 1.34% 181 Days
4 Year Fixed $250 1.75% 1.74% 181 Days
5 Year Fixed $250 2.00% 1.99% 
181 Days
30 Day Jumbo IRA $50,000 0.65% 0.65% 10 Days
3 Month Jumbo Fixed $50,000 0.75% 0.75% 90 Days
6 Month Jumbo Fixed $50,000 0.85% 0.85% 90 Days
1 Year Jumbo Fixed $50,000 1.00% 1.00% 90 Days
12 Month Jumbo Fixed* $50,000 1.00% 1.00% 90 Days
18 Month Jumbo Fixed $50,000 1.20% 1.19% 90 Days
2 Year Jumbo Fixed $50,000 1.30% 1.29% 181 Days
30 Month Jumbo Fixed $50,000 1.40% 1.39% 181 Days
3 Year Jumbo Fixed $50,000 1.45% 1.44% 181 Days
4 Year Jumbo Fixed $50,000 1.85% 1.84% 181 Days
5 Year Jumbo Fixed $50,000 2.10% 2.08% 181 Days
For business rates call 1-800-288-3425.
* Not available as an IRA.
 
 
Rates current as of November  25 - December 1, 2022

Variable Rate
Term/Product Balance Required to Earn Interest Annual Percentage Yield (APY) Interest Rate Early Withdrawal Penalty
6 Month Variable $250 or $10 with auto transfer 0.75% 0.75% 90 Days
1 Year Variable $250 or $10 with auto transfer 0.85% 0.85% 90 Days
6 Month Jumbo Variable $50,000 0.85% 0.85% 90 Days
1 Year Jumbo Variable $50,000 0.95% 0.95%  90 Days
For business rates call 1-800-288-3425.

* Not available as an IRA.

Variable Rate Certificates of Deposit or IRAs are subject to adjustment weekly according to market conditions and based on management discretion. A withdrawal prior to maturity could reduce your earnings and incur a penalty.