Certificate of deposit & IRA rates

Rates current as of March 5 - 11, 2021

Fixed Rates
Term/Product $Minimum balance required to earn interest Annual Percentage Yield (APY) Interest Rate Early Withdrawal Penalty
30 Day IRA $250 0.05% 0.05% 10 Days
3 Month Fixed $250 0.15% 0.15%
90 Days
6 Month Fixed $250 0.20% 0.20%
90 Days
1 Year Fixed $250 0.25% 0.25%
90 Days
12 Month Fixed* $250 0.25% 0.25%
90 Days
18 Month Fixed $250 0.30% 0.30%
90 Days
2 Year Fixed $250 0.40% 0.40% 181 Days
30 Month Fixed $250 0.45% 0.45% 181 Days
3 Year Fixed $250 0.45% 0.45% 181 Days
4 Year Fixed $250 0.50% 0.50% 181 Days
5 Year Fixed $250 0.60% 0.60% 
181 Days
30 Day Jumbo IRA $50,000 0.10% 0.10% 10 Days
3 Month Jumbo Fixed $50,000 0.25% 0.25% 90 Days
6 Month Jumbo Fixed $50,000 0.30% 0.30% 90 Days
1 Year Jumbo Fixed $50,000 0.35% 0.35% 90 Days
12 Month Jumbo Fixed* $50,000 0.35% 0.35% 90 Days
18 Month Jumbo Fixed $50,000 0.40% 0.40% 90 Days
2 Year Jumbo Fixed $50,000 0.50% 0.50% 181 Days
30 Month Jumbo Fixed $50,000 0.55% 0.55% 181 Days
3 Year Jumbo Fixed $50,000 0.55% 0.55% 181 Days
4 Year Jumbo Fixed $50,000 0.60% 0.60% 181 Days
5 Year Jumbo Fixed $50,000 0.70% 0.70% 181 Days
For business rates call 1-800-288-3425.
* Not available as an IRA.
 
 
Rates current as of March 5 - 11, 2021

Variable Rate
Term/Product Balance Required to Earn Interest Annual Percentage Yield (APY) Interest Rate Early Withdrawal Penalty
6 Month Variable $250 or $10 with auto transfer 0.10% 0.10% 90 Days
1 Year Variable $250 or $10 with auto transfer 0.15% 0.15% 90 Days
6 Month Jumbo Variable $50,000 0.20% 0.20% 90 Days
1 Year Jumbo Variable $50,000 0.25% 0.25%  90 Days
For business rates call 1-800-288-3425.

* Not available as an IRA.

Variable Rate Certificates of Deposit or IRAs are subject to adjustment weekly according to market conditions and based on management discretion. A withdrawal prior to maturity could reduce your earnings and incur a penalty.