Certificate of deposit & IRA rates

Rates current as of  May 24, 2024 and subject to change.
Fixed Rate CDs & IRAs
Term Minimum Opening Deposit Annual Percentage Yield (APY) Interest Rate Interest Paid
3 Month*
$250
$50,000
3.00%
3.10%
2.97%
3.06%
Maturity
6 Month*
$250
$50,000
4.70%
4.80%
4.65%
4.74%
Maturity
1 Year*
$250
$50,000
4.50%
4.60%
4.43%
4.52%
Quarterly
18 Month*
$250
$50,000
3.00%
3.10%
2.97%
3.06%
Quarterly
2 Year*
$250
$50,000
2.85%
2.95%
2.82%
2.92%
Quarterly
30 Month*
$250
$50,000
2.50%
2.60%
2.48%
2.58%
Quarterly
3 Year*
$250
$50,000
2.50%
2.60%
2.48%
2.58%
Quarterly
4 Year*
$250
$50,000
2.60%
2.70%
2.58%
2.67%
Quarterly
5 Year*
$250
$50,000
2.75%
2.85%
2.72%
2.82% 
Quarterly
12 Month*
(CD only)
$250
$50,000
4.50%
4.60%
4.41%
4.51%
Monthly
30 Day*
(IRA only)
$250
$50,000
1.65%
1.75%
1.64%
1.74%
Maturity
* Withdrawals prior to maturity could reduce your earnings and a penalty may be imposed for early withdrawal.
 
Rates current as of May 24, 2024 and subject to change.
Variable Rate CDs & IRAs
Term Minimum Opening Deposit Annual Percentage Yield (APY) Interest Rate Interest Paid
6 Month** $250 or $10 with automatic transfer 3.55% 3.50% Quarterly
6 Month** $50,000 3.65% 3.60% Quarterly
1 Year** $250 or $10 with automatic transfer 3.00% 2.97% Quarterly
1 Year** $50,000 3.10% 3.06%  Quarterly
**Variable Rate Certificates of Deposit (CDs) and IRAs are subject to adjustment weekly according to market conditions and management discretion. Withdrawals prior to maturity could reduce your earnings and a penalty may be imposed for early withdrawal.
 

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