Current mortgage rates

View today’s mortgage rates, including fixed-rate and adjustable-rate home loans. Whether you’re buying, building, or refinancing, our competitive rates can help you move forward with confidence.
 
Apply online or contact one of our mortgage advisors to find the option that's right for you. Call 1‑800‑288‑3425 ext. 2507.
 
 
 

Today's mortgage rates

Rates current as of June 22, 2026. Rates are subject to change without notice.
 
We cap our origination fees to help reduce your overall closing costs. Rates on purchase mortgages may vary depending on your desired loan lock period. For more information, call 1‑800‑288‑3425.
 

Fixed-rate mortgage loans

Interest rate stays the same for the life of the loan.
 
Term Rate APR*
10-year fixed 5.875%
6.077%
15-year fixed
5.875%
6.018%
20-year fixed 6.125%
6.239%
30-year fixed 6.500%
6.588%

 

Construction loans

Short-term financing used to build a new home.
 
Term Rate APR*
1-year construction loan 3.990% 7.283%

 

Adjustable-rate mortgage loans

Lower initial rate that may change after the fixed period.
 
Term Rate APR*
5-year ARM** 
5.500% 
6.194%
7-year ARM** 5.625% 6.139%
10-year ARM** 5.750% 6.094%
 
 

Ready to take the next step?

Whether you’re purchasing a home, refinancing, or exploring your options, Think Bank is here to help.

Apply online today or speak with a mortgage advisor at 1-800-288-3425 ext. 2507.



 
*APR = Annual Percentage Rate is based on a $250,000 mortgage with a 1% origination fee and a 20% down payment.
 
**Adjustable-Rate Mortgage (ARM) loan rates may increase during the term of the loan.
 
Payments do not include amounts for taxes and insurance and the actual payment obligation may be greater. Origination fees may vary from $0-$1,500. Other closing costs may apply.
 
Please call for rates and fees on loans over $832,750.
 
NMLSR ID 440195