Mortgage rates

Rates current as of September 18, 2024. Rates are subject to change without notice.

We cap our origination fee to reduce your closing costs. Also, rates on Purchase Mortgages may vary depending on length of desired loan lock. Call 1-800-288-3425 for more information.

Term Rate APR*
10 year fixed 5.125%
 5.487%
15 year fixed
5.125%
 5.379%
20 year fixed 5.375%
 5.577%
30 year fixed 5.625%
5.777%
Click here for fixed rate repayment terms and an amortization schedule.

Term Rate APR*
1 year construction 3.990% 6.462%

Term Rate APR*
5 year ARM** 
 5.625% 
6.387%
7 year ARM** 5.750% 6.332%
10 year ARM** 5.875% 6.287%

*APR = Annual Percentage Rate is based on a $100,000 mortgage with a 1% origination fee and a 20% down payment.
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**ARM loan rates may increase during the term of the loan.

Payments do not include amounts for taxes and insurance and the actual payment obligation may be greater. Origination fees may vary from $0-$1500. Other closing costs may apply.

Please call for rates and fees on loans over $766,550.

NMLSR ID 440195