Is now the right time to buy a vehicle?

Driving a shiny new car around town definitely has its appeal. But, is now the right time to purchase a new vehicle? Consider these tips that may help you:
  • Are you fiscally fit? Before doing anything, consider your current situation. Have you been laid off or lost income recently? Or maybe you’re a little worried it could happen? Now may not be the best time for such a big purchase. Don’t worry... things will improve.
  • Set a budget – especially if you don’t currently have a car payment. The more realistic you are the better. Ask yourself – will the new car have hidden or surprise expenses like increased gas or maintenance expenses? Maybe your insurance will go up? We can help get you an accurate quote.
  • Price compare. You’ve got the time so find the best deals.  Check out this calculator to see what the best deal is for you. 
  • Start shopping. Head to your dealership showroom or do some browsing online. Don't forget to stick to that budget you created.
When you find the right car, you can apply and sign online. Simply log in to Think Online, select "apply for a loan", and most of your information will auto fill! You can also reach out to a banker who can help you make the best decision for you by calling 1-800-288-3425.