A person and a child sitting on the floor lifting dumbbell weights.

Personal loans

A personal loan can help take weight off your shoulders—and probably save you tons of money.


Get the things you need, pay unexpected bills, take a special vacation, make home improvements, or consolidate higher rate loans to lower your payments and save on interest charges! No collateral is required for a personal loan—all we need is your signature.
 


Problem solved. 

Use a personal loan to pay unexpected bills, consolidate debt, and get things you need.

$10,000 personal loan


60-month term. 11.99% APR*
Approximate monthly payment only $222

$5,000 personal loan


60-month term. 11.99% APR*
Approximate monthly payment only $111

$3,500 personal loan


48-month term. 11.99% APR*
Approximate monthly payment only $92



You can use a personal loan for anything!

Other rates and terms are available—just ask!

Did you know?

Using a personal loan instead of a higher rate credit card could save you thousands!

Compare financing for a $10,000 loan:



Using A High Rate
Credit Card
Using A Think 
Personal Loan
Loan Amount $10,000 $10,000
Interest Rate
20.75% APR** 11.99% APR*
Monthly Payment $222.39
$222.39
Time to Pay Off 88 Months 60 Months
Total Interest Paid $9,497 $3,344
You Save: - $6,153!

Get your cash fast!


Questions?  Send us a secure message in Think Online, call us at 1-800-288-3425, or visit us at any branch office. We're here to help.


* APR = Annual Percentage Rate. Rate current as of 4/8/2024 and subject to change. Other amounts and terms available. Standard underwriting guidelines apply. Payment examples shown are based on a fixed rate personal loan.

** National average variable credit card rate. Source: Bankrate.com 4/3/2024 and subject to change. Monthly payments listed are approximate.