Child being tended to by an adult

When you hit a bump, we can help with a personal loan

Get the things you need, cover unexpected expenses, take a special vacation, or consolidate higher‑rate debt to lower your payments and save on interest. With a personal loan, there’s no collateral required—just your signature.
 


Get out of a scrape

You could save money and simplify your payments with an 11.99% APR* personal loan from Think.
 

Example payments

$10,000 personal loan

60-month term · 11.99% APR*
Estimated monthly payment: $222

$5,000 personal loan

60-month term · 11.99% APR*
Estimated monthly payment: $111

$3,500 personal loan

48-month term · 11.99% APR* 
Estimated monthly payment: $92



Other loan amounts and terms are available—just ask.
 

Use your funds with flexibility

You can use a personal loan for almost anything—from managing everyday expenses to planning what’s next.
 

Did you know?

Using a personal loan instead of a higher‑rate credit card could help you save on interest over time.


Compare financing for a $10,000 loan

See how a personal loan compares to carrying a high‑interest credit card balance.


Using A High Rate
Credit Card
Using A Think 
Personal Loan
Loan Amount $10,000 $10,000
Interest Rate
19.59% APR** 11.99% APR*
Monthly Payment $222.39
$222.39
Time to Pay Off 82 Months 60 Months
Total Interest Paid $8,191 $3,344
You Save: - $4,847!

Access your funds with confidence

Get your cash sooner by applying through Think Online. Simply select “Apply for a loan” from the side menu to get started.
 
 

Questions? 

Send us a secure message through Think Online, call 1‑800‑288‑3425, or visit any branch office. We’re here to help.
 



*APR = Annual Percentage Rate.
Rates shown are for fixed‑rate personal loans and are effective as of May 1, 2026. Rates are subject to change.
Other loan amounts and term options may be available.
All loans are subject to credit approval and standard underwriting guidelines.
Payment examples shown are based on a fixed‑rate personal loan.

**National average variable credit card rate.
Source: Bankrate.com, effective February 25, 2026. Rates are subject to change.
Monthly payment amounts shown are approximate.