Auto Loans for New and Used Cars from Think Bank
Competitive auto loans with fixed rates and flexible terms
Get pre‑approved for a Think Bank auto loan today and shop with confidence. We offer fixed‑rate auto loans for new and used cars and trucks, plus refinancing options to help lower your monthly payment.
Auto loan payment examples
$65,000 Auto Loan (New or Used Vehicle)
72‑month term · 4.99% APR*
Estimated monthly payment: $1,047
$40,000 Auto Loan (New or Used Vehicle)
72‑month term · 4.99% APR*
Estimated monthly payment: $644
$30,000 Auto Loan (New or Used Vehicle)
72‑month term · 4.99% APR*
Estimated monthly payment: $483
$20,000 Auto Loan (New or Used Vehicle)
60‑month term · 4.99% APR*
Estimated monthly payment: $377
Auto loan and vehicle financing options
In addition to auto loans, we offer recreational loans for boats and RVs. Other rates and terms are available—just ask.
New and used car loans
Get pre-approved and shop with confidence. We offer fixed rate vehicle loans for new and used cars and trucks.
Auto loan refinance options
Looking for a better rate on your current loan? Refinance a higher rate vehicle loan to lower your monthly payments.Dealer rebate vs financing with a Think Bank vehicle loan
0% financing isn't always the best deal when you're buying a new car. You could save by taking the rebate and financing at Think.
Flexible auto loan terms that fit your budget
Choose auto loan terms designed to fit your budget and goals. Whether you’re buying new or used—or refinancing—we make the process straightforward.
Why choose a Think Bank auto loan
Work with a local lender you can trust. We offer competitive auto loans backed by personal service, transparent terms, and a team that’s here to help you finance or refinance your vehicle with confidence.
Get your cash fast—apply and close online
Get an auto loan from a trusted local bank with branches in Rochester, Edina, Eagan, and Apple Valley.
*APR = Annual Percentage Rate. Secured loan, fixed rates shown current as of 4/1/2026. Other rates and terms are available. Down payments vary between 0-20%. Standard underwriting guidelines apply.