Hit the Road with a Think Bank Auto Loan
Get pre-approved for a Think Bank auto loan today and shop with confidence! We offer fixed-rate vehicle loans for new and used cars and trucks. Need a better rate? Refinance your current car loan to lower your monthly payments.
New and used car loan payment examples with rates as low as 4.99% APR*
$65,000 new/used auto loan
- Term: 72 months
- APR: 4.99%*
- Approximate monthly payment: $1,047
$40,000 new/used auto loan
- Term: 72 months
- APR: 4.99%*
- Approximate monthly payment: $644
$30,000 new/used auto loan
- Term: 72 months
- APR: 4.99%*
- Approximate monthly payment: $483
$30,000 recreational loan
- Term: 60 months
- APR: 6.99%*
- Approximate monthly payment: $594 (e.g. boat, RV)
New and used car loans
Get pre-approved and shop with confidence. We offer fixed rate vehicle loans for new and used cars and trucks.
Auto loan refinance options
Looking for a better rate on your current loan? Refinance a higher rate vehicle loan to lower your monthly payments.Dealer rebate vs financing with a Think Bank vehicle loan
0% financing isn't always the best deal when you're buying a new car. You could save by taking the rebate and financing at Think.
Get a free auto insurance quote
Need insurance? We have that too. Get a free auto insurance quote from Think Insurance today.
Get your cash fast—apply and close online!
Already a Think customer? Apply through Think Online for an even quicker decision. Simply select "Apply for a loan" from the side menu to get started.
Questions?
Send us a secure message in Think Online, call us at 1-800-288-3425, or visit us at any branch office. We're here to help.
*APR = Annual Percentage Rate. Secured loan, fixed rates shown current as of 3/1/2026. Other rates and terms are available. Down payments vary between 0-20%. Standard underwriting guidelines apply.
Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.