Our Online VISA EZ Card portal will be unavailable from 9:30 pm on Friday, August 16th to 7 am on Monday, August 19th for scheduled maintenance.

Personal Loans.
You're preapproved up to $10,000!

Get the things you need, pay unexpected bills, take a special vacation, make home improvements, OR consolidate higher rate loans to lower your payments and save on interest charges! No collateral is required for a Personal Loan - all we need is your signature.

$10,000 Personal Loan

60-month term. 7.19% APR*
Approximate monthly payment only $201.73

$5,000 Personal Loan

60-month term. 7.19% APR*
Approximate monthly payment only $100.87

$3,500 Personal Loan

48-month term. 7.09% APR*
Approximate monthly payment only $84.92

You can use a Personal Loan for anything!

Just keep it legal :)

Other rates and terms are available - just ask!


Did you know?

Using a Personal Loan instead of a higher rate credit card could save you thousands!

Compare financing for
a $10,000 loan:


Using A Higher Rate
Credit Card

Using A Think
Personal Loan

Loan Amount
Interest Rate
17.66% APR**
7.19% APR***
Monthly Payment
Time to Pay Off
90 Months
60 Months
Total Interest Paid

You Save:


Get your cash fast. You're already preapproved up to $10,000!

Call 1-800-288-3425, send us a secure message in Think Online, or visit any Think Bank office.

Need more than $10,000? Just ask! We have lots of lending options.

* Monthly payments listed are approximate and include OPTIONAL Single Credit Life Insurance. Payment examples shown are based on fixed rate Personal loans. Rates shown are current as of 08/01/2019 and subject to change.

** National average variable credit card rate. Source: Bankrate.com: 01/09/2019 and subject to change. Monthly payments listed are approximate.

*** APR = Annual Percentage Rate. Rate current as of 08/01/2019 and subject to change.

Preapproval offer ends October 21, 2019. Other amounts and terms available. Standard underwriting guidelines apply.

PRESCREEN & OPT-OUT NOTICE: This offer of credit is based upon information in your credit report and/or on file with Think indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. You may notify us at 1-800-288-3425 if you do not want to receive preapprovals from us in the future. You also have the right to notify credit bureaus not to use your credit report in connection with any credit or insurance transaction you do not initiate. To exercise this right, please call 1-888-567-8688, visit optoutprescreen.com, or write to the credit bureaus listed below:

Equifax: PO Box 740123, Atlanta, GA 30374-0123, Experian Opt Out: PO Box 919, Allen, TX 75013, Trans Union Name Removal: PO Box 505, Woodlyn, PA 19094-0505

Equal Housing Lender Equal Housing Lender
Equal Housing Lender Equal Housing Lender

Member FDIC - NMLSR ID 440195

Bank smart, live well.

Think Mutual Bank

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Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.

The financial advisors of Think Financial Planning offer securities and advisory services through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Adviser. Investments are not insured by the FDIC and are not deposits or other obligations of, or guaranteed by, any depository institution. Funds are subject to investment risks, including possible loss of principal investment. Think Mutual Bank is not a registered broker-dealer or Registered Investment Adviser. Think Mutual Bank and Commonwealth are separate and unaffiliated entities. Fixed insurance products and services offered by CES Insurance Agency, Think Insurance, or Think Financial Planning. Think Financial Planning is headquartered at 5200 Members Pkwy NW, Rochester, MN 55901. Check the background of this firm on FINRA's BrokerCheck.

This information is provided for new customers who live or work in Minnesota, and for existing customers residing in the states of AR, AZ, CA, CO, FL, IL, IN, IA, KS, KY, MA, MD, MI, MN, MO, MT, NM, NV, NY, ND, NC, OH, PA, SD, TN, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside of these states due to various state regulations and registration requirements regarding investment products and services.