Personal Loans - a smart choice

Get the things you need, pay unexpected bills, take a special vacation, make home improvements, OR consolidate higher rate loans to lower your payments and save on interest charges! No collateral is required for a Personal Loan - all we need is your signature.

$10,000 Personal Loan

60-month term. 7.19% APR*
Approximate monthly payment only $201.73

$5,000 Personal Loan

60-month term. 7.19% APR*
Approximate monthly payment only $100.87

$3,500 Personal Loan

48-month term. 7.09% APR*
Approximate monthly payment only $84.92

You can use a Personal Loan for anything!

Other rates and terms are available - just ask!

Did you know?

Using a Personal Loan instead of a higher rate credit card could save you thousands!

Compare financing for
a $10,000 loan:


Using A High Rate
Credit Card

Using A Think
Personal Loan

Loan Amount
Interest Rate
17.31% APR**
7.19% APR***
Monthly Payment
Time to Pay Off
88 Months
60 Months
Total Interest Paid

You Save:


Get your cash fast.

Apply Online

You can also call 1-800-288-3425, send us a secure message in Online Banking, or visit any Think Bank office.

* Monthly payments listed are approximate and include OPTIONAL Single Credit Life Insurance. Payment examples shown are based on fixed rate Personal loans. Rates shown are current as of 10/01/2018 and subject to change.

** National average variable credit card rate. Source: 08/29/2018 and subject to change. Monthly payments listed are approximate.

*** APR = Annual Percentage Rate. Rate current as of 10/01/2018 and subject to change.

Other amounts and terms available. Standard underwriting guidelines apply.

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Equal Housing Lender Equal Housing Lender

Member FDIC - NMLSR ID 440195

Bank smart, live well.

Think Mutual Bank

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Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.

The Investment Professionals of Think Financial Planning are Registered Representatives and Investment Adviser Representatives with/and offer Securities and Advisory Services through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered by CES Insurance Agency. Investments are not FDIC insured, not bank guaranteed, not insured by any federal agency and may lose value. Check the background of this firm on FINRA's BrokerCheck. Think Financial Planning is headquartered at 5200 Members Pkwy NW, Rochester, MN 55901.

This information is provided for new customers who live or work in Minnesota, and for existing customers residing in the states of AR, AZ, CA, CO, FL, GA, IL, IN, IA, KS, KY, MA, MD, MI, MN, MO, MT, NE, NM, NV, NY, ND, NC, OH, PA, SD, TN, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside of these states due to various state regulations and registration requirements regarding investment products and services.