Mortgage Rates

Rates current as of August 17, 2018. Rates are subject to change without notice.

We cap our origination fee to reduce your closing costs. Also, rates on Purchase Mortgages may vary depending on length of desired loan lock. Call 1-800-288-3425 for more information.




10 Year Fixed 4.000% 4.382%
15 Year Fixed 4.125% 4.448%
20 Year Fixed 4.375% 4.569%
30 Year Fixed 4.625% 4.812%

Click here for fixed rate repayment terms and an amortization schedule.




1 Year Construction 1.990% 5.223%

Click here for Construction Loan repayment terms and an amortization schedule.




5 Year Arm** 3.875% 4.092%
7 Year Arm** 4.125% 4.198%
10 Year Arm** 4.250% 4.296%

Click here for ARM rate repayment terms and an amortization schedule

*APR = Annual Percentage Rate is based on a $100,000 mortgage with a 1% origination fee and a 20% downpayment.

**ARM loan rates may increase during the term of the loan.

Payments do not include amounts for taxes and insurance and the actual payment obligation may be greater. Origination fees may vary from $0-$1500. Other closing costs may apply.

Please call for rates and fees on loans over $453,100.

NMLSR ID 440195

Click here to view home loan disclosures.

Equal Housing Lender Equal Housing Lender
Equal Housing Lender Equal Housing Lender

Member FDIC - NMLSR ID 440195

Bank smart, live well.

Think Mutual Bank

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Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.

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