Fixed, Variable, & Vehicle Loan Rates


Fixed Rate Auto & Truck Loans

Rates current as of September 1, 2019.

Term**

Rate (New Purchase)

Rate (Used or Refinance)

12 Months 2.99% APR* 2.99% APR*
24 Months 2.99% APR* 2.99% APR*
36 Months 2.99% APR* 2.99% APR*
48 Months 2.99% APR* 2.99% APR*
60 Months 2.99% APR* 2.99% APR*
72 Months 3.49% APR* 3.49% APR*
84 Months 3.69% APR* NA

Payment example: A 60 month $25,000 fixed rate secured new auto loan at 2.99% APR* has an approximate monthly payment of $455.83 (payment includes optional Single Credit Life).


Fixed Rate Secured Loans

Includes boat, motor, trailer, travel trailer, motorcycle or stock loans. Rates current as of September 1, 2019.

Term**

Rate

12 Months 4.19% APR*
24 Months 4.19% APR*
36 Months 4.19% APR*
48 Months 4.29% APR*
60 Months 4.39% APR*
72 Months 4.59% APR*
120 Months 5.39% APR*

Payment example: A 60 month $20,000 fixed rate secured loan at 4.39% APR* has an approximate monthly payment of $377.32 (payment includes optional Single Credit Life)


Personal Loans - No Security Required

For credit card consolidation, vacations or other special purpose loans. Rates current as of September 1, 2019.

Term**

Rate

12 Months 6.79% APR*
24 Months 6.89% APR*
36 Months 6.99% APR*
48 Months 7.09% APR*
60 Months 7.19% APR*

Payment example: A 60 month $10,000 no security required personal loan at 7.19% APR* has an approximate monthly payment of $201.73 (payment includes optional Single Credit Life)


Variable Rate Secured Loans

Includes boat, motor, trailer, travel trailer, or motorcycle. Rates current as of September 1, 2019.

Approximate Term**

Rate

Approximate 60 Months 4.25% APR*
Approximate 108 Months 4.25% APR*

Payment example: A 108 month $10,000 variable rate secured loan at 4.25% APR* has an approximate monthly payment of $111.50. Rate subject to change and may increase quarterly. Maximum rate 18% APR*.


Variable Rate Unsecured Line Of Credit

2.8% of principal balance owed on the billing date (minimum payment of $28). Can be used for overdraft protection. Rate current as of September 1, 2019.

Type

Rate

Variable rate (subject to change quarterly) 13.75% APR*

Rate subject to change and may increase quarterly. Maximum rate 18% APR*. A $5 fee will be applied to bank initiated transfers.


* APR = Annual Percentage Rate.
**The loan term will be based upon the dollar amount of the loan and the age and type of collateral.

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Think Mutual Bank

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Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.

The financial advisors of Think Financial Planning offer securities and advisory services through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Adviser. Investments are not insured by the FDIC and are not deposits or other obligations of, or guaranteed by, any depository institution. Funds are subject to investment risks, including possible loss of principal investment. Think Mutual Bank is not a registered broker-dealer or Registered Investment Adviser. Think Mutual Bank and Commonwealth are separate and unaffiliated entities. Fixed insurance products and services offered by CES Insurance Agency, Think Insurance, or Think Financial Planning. Think Financial Planning is headquartered at 5200 Members Pkwy NW, Rochester, MN 55901. Check the background of this firm on FINRA's BrokerCheck.

This information is provided for new customers who live or work in Minnesota, and for existing customers residing in the states of AR, AZ, CA, CO, FL, IL, IN, IA, KS, KY, MA, MD, MI, MN, MO, MT, NM, NV, NY, ND, NC, OH, PA, SD, TN, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside of these states due to various state regulations and registration requirements regarding investment products and services.