Certificate of Deposit & IRA Rates


Fixed Rates

Rates current as of April 20 - 26, 2018

Term/Product

Minimum balance
required to earn
interest

Annual
Percentage
Yield (APY)

Interest
Rate

Early
Withdrawal
Penalty

30 Day IRA
$250
0.25% 0.25%
10 Days
3 Month Fixed
$250
0.35% 0.35%
90 Days
6 Month Fixed
$250
0.45% 0.45%
90 Days
1 Year Fixed
$250
0.65% 0.65%
90 Days
12 Month Fixed*
$250
0.65% 0.65%
90 Days
18 Month Fixed
$250
0.70% 0.70%
90 Days
2 Year Fixed
$250
0.80% 0.80%
181 Days
30 Month Fixed
$250
0.90% 0.90%
181 Days
3 Year Fixed
$250
1.10% 1.10%
181 Days
4 Year Fixed
$250
1.25% 1.24%
181 Days
5 Year Fixed
$250
1.50% 1.49%
181 Days
30 Day Jumbo IRA
$50,000
0.30% 0.30%
10 Days
3 Month Jumbo Fixed
$50,000
0.40% 0.40%
90 Days
6 Month Jumbo Fixed
$50,000
0.50% 0.50%
90 Days
1 Year Jumbo Fixed
$50,000
0.70% 0.70%
90 Days
12 Month Jumbo Fixed*
$50,000
0.70% 0.70%
90 Days
18 Month Jumbo Fixed
$50,000
0.75% 0.75%
90 Days
2 Year Jumbo Fixed
$50,000
0.85% 0.85%
181 Days
30 Month Jumbo Fixed
$50,000
0.95% 0.95%
181 Days
3 Year Jumbo Fixed
$50,000
1.15% 1.15%
181 Days
4 Year Jumbo Fixed
$50,000
1.30% 1.29%
181 Days
5 Year Jumbo Fixed
$50,000
1.55% 1.54%
181 Days

For business rates call 1-800-288-3425.

* Not available as an IRA.


Variable Rate

Rates current as of April 20 - 26, 2018

Term/Product

Minimum balance
required to earn
interest

Annual
Percentage
Yield (APY)

Interest
Rate

Early
Withdrawal
Penalty

6 Month Variable
$250 or $10 with auto transfer
.40% 0.40%
90 Days
1 Year Variable
$250 or $10 with auto transfer
.45% 0.45%
90 Days
6 Month Jumbo Variable
$50,000
.45% 0.45%
90 Days
1 Year Jumbo Variable
$50,000
.50% 0.50%
90 Days

For business rates call 1-800-288-3425.

* Not available as an IRA.

Variable Rate Certificates of Deposit or IRAs are subject to adjustment weekly according to market conditions and based on management discretion. A withdrawal prior to maturity could reduce your earnings and incur a penalty.

1-800-288-3425
Equal Housing Lender Equal Housing Lender
Equal Housing Lender Equal Housing Lender

Member FDIC - NMLSR ID 440195

Bank smart, live well.

Think Mutual Bank

© 2018 - Think Mutual Bank | Legal Notices | Privacy Policies

Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.

The Investment Professionals of Think Financial Planning are Registered Representatives and Investment Adviser Representatives with/and offer Securities and Advisory Services through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered by CES Insurance Agency. Investments are not FDIC insured, not bank guaranteed, not insured by any federal agency and may lose value. Check the background of this firm on FINRA's BrokerCheck. Think Financial Planning is headquartered at 5200 Members Pkwy NW, Rochester, MN 55901.

This information is provided for new customers who live or work in Minnesota, and for existing customers residing in the states of AR, AZ, CA, CO, FL, GA, IL, IN, IA, KS, KY, MA, MD, MI, MN, MO, MT, NE, NM, NV, NY, ND, NC, OH, PA, SD, TN, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside of these states due to various state regulations and registration requirements regarding investment products and services.