Mortgage

Whether you're a first-time buyer or interested in refinancing an existing home, our experienced staff can explain the process in simple, easy-to understand language. Mortgage loans can be complex and not every type of loan is right for every person. Let us know what you need, and we'll help you find the option that best fits you and your family's needs.

Fixed Rate Mortgage

Choose from several loan term options.

Adjustable Rate Mortgage

Choose from several loan term options.

Jumbo Mortgage

For loans exceeding $424,100 in value. Fixed rate and adjustable rate options available.

Vacation Home

Fixed rate and adjustable rate mortgage types available.

Residential Lot Loan

Used to purchase non-income producing, unimproved land up to a maximum of 40 acres.

Construction Loan

Combines a home construction loan and a permanent loan into one.

Home Refinancing

Learn about home refinancing options.

Mortgage Advisors

Find an Advisor near you.


Click here to view home loan disclosures.

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Think Mutual Bank

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Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.

The Investment Professionals of Think Financial Planning are Registered Representatives and Investment Adviser Representatives with/and offer Securities and Advisory Services through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered by CES Insurance Agency. Investments are not FDIC insured, not bank guaranteed, not insured by any federal agency and may lose value. Check the background of this firm on FINRA's BrokerCheck. Think Financial Planning is headquartered at 5200 Members Pkwy NW, Rochester, MN 55901.

This information is provided for new customers who live or work in Minnesota, and for existing customers residing in the states of AR, AZ, CA, CO, FL, GA, IL, IN, IA, KS, KY, MA, MD, MI, MN, MO, MT, NE, NM, NV, NY, ND, NC, OH, PA, SD, TN, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside of these states due to various state regulations and registration requirements regarding investment products and services.