Mobile Wallets

Mobile Wallets are a way to carry your credit card or debit card information in a digital form on your mobile device. Instead of using your physical plastic card to make purchases, you can pay with your smart device.


Why should I use Mobile Wallets and what are the benefits?

  • It's convenient! Mobile Wallets allow you to make in store purchases by holding up your device to pay. Also, Mobile Wallets allow you to make quick online purchases without entering your card information.
  • It's safe! There is no need to carry physical card or enter PIN at the point of sale. When making a purchase over the phone or when handing your card to a merchant, you are exposing your card information. Our Mobile Wallet options do not store your actual card number; instead they assign an encrypted code so that your card can be securely stored, which means your card number is not seen by the terminal reader or the merchant.
  • It's FREE!

Getting started:

To use Mobile Wallets, follow these steps:

  1. Download the Mobile Wallet app (or it may be already built into your mobile device).
  2. Add your credit or debit card information into the Mobile Wallet app.
  3. There may be additional steps needed to complete the enrollment process, depending on the Mobile Wallet platform that you select. For example, you may receive an additional text or email requesting verification.

When you check out at participating merchants, access the Mobile Wallet and select your card. If you are making an in-store purchase, just hold your mobile device to the terminal.

Available for:

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Equal Housing Lender Equal Housing Lender

Member FDIC - NMLSR ID 440195

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Think Mutual Bank

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Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.

The financial advisors of Think Financial Planning offer securities and advisory services through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Adviser. Investments are not insured by the FDIC and are not deposits or other obligations of, or guaranteed by, any depository institution. Funds are subject to investment risks, including possible loss of principal investment. Think Mutual Bank is not a registered broker-dealer or Registered Investment Adviser. Think Mutual Bank and Commonwealth are separate and unaffiliated entities. Fixed insurance products and services offered by CES Insurance Agency, Think Insurance, or Think Financial Planning. Think Financial Planning is headquartered at 5200 Members Pkwy NW, Rochester, MN 55901. Check the background of this firm on FINRA's BrokerCheck.

This information is provided for new customers who live or work in Minnesota, and for existing customers residing in the states of AR, AZ, CA, CO, FL, IL, IN, IA, KS, KY, MA, MD, MI, MN, MO, MT, NM, NV, NY, ND, NC, OH, PA, SD, TN, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside of these states due to various state regulations and registration requirements regarding investment products and services.