Mobile Deposit

Getting started:

To use Mobile Deposit, you need a Think checking or savings account, Online Banking, and Think's mobile app installed on your smart phone or tablet.

To begin, download (or update) the free Think Mobile Banking app from your favorite app store.

Using Mobile Deposit:

Find Mobile Deposit & Enroll

Log into the app, then open the menu and select 'Mobile Deposit'.

You'll be asked to enter your e-mail address, phone number, and select which accounts to deposit into.  Activation will be completed within two business days.

Prepare Your Check Deposit

Tap "Account" to choose the account to deposit into (Additional accounts may be requested by selecting "Request Changes" in the Mobile Deposit menu).

Enter the amount of the check deposit and click 'Take Pictures'.

Take Pictures Of Your Check

Sign the back of your check and write "For Mobile Deposit Only."

Follow the instructions on screen and take pictures of the front and back sides of your check.

Click 'Done', then 'Submit' to deposit your check.  You will receive a confirmation of your deposit by e-mail.  

Funds from mobile deposits accepted by 6:00 pm central time Monday - Friday will be available by the end of the next business day.
Exceptions may occur. Business days exclude weekends and federal holidays.


Mobile Deposit utilizes the same 128-bit encryption technology to safeguard your data as Online Banking. Also, Mobile Deposit does not store account information or images of checks on your mobile device.

Mobile Deposit FAQs:

See our Mobile Deposit frequently asked questions for more information.

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Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.

The financial advisors of Think Financial Planning offer securities and advisory services through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Adviser. Investments are not insured by the FDIC and are not deposits or other obligations of, or guaranteed by, any depository institution. Funds are subject to investment risks, including possible loss of principal investment. Think Mutual Bank is not a registered broker-dealer or Registered Investment Adviser. Think Mutual Bank and Commonwealth are separate and unaffiliated entities. Fixed insurance products and services offered by CES Insurance Agency, Think Insurance, or Think Financial Planning. Think Financial Planning is headquartered at 5200 Members Pkwy NW, Rochester, MN 55901. Check the background of this firm on FINRA's BrokerCheck.

This information is provided for new customers who live or work in Minnesota, and for existing customers residing in the states of AR, AZ, CA, CO, FL, IL, IN, IA, KS, KY, MA, MD, MI, MN, MO, MT, NM, NV, NY, ND, NC, OH, PA, SD, TN, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside of these states due to various state regulations and registration requirements regarding investment products and services.