Personal Checking Accounts

Open an account now and you’ll get a free gift!

When you open a new account, you'll receive a FREE thank you gift, and we'll pay you up to $10 for your debit card and unused checks from your current checking account at another financial institution.*

Opening an account couldn't be easier - visit us or call 1-800-288-3425 to start saving more today.

Save up to $144 a year at Think!

COMPARE:

Think Bank

Wells Fargo

US Bank

BMO Harris

Simply Better Checking
Everyday Checking
Easy Checking
Smart Advantage Checking
Monthly service fee
$0
$10
$6.95
$12
Minimum balance to waive fee
NONE
$1,500
$1,500
$1,000
Buy back old checks & debit card?
YES
NO
NO
NO
Free gift at opening?
YES
NO
NO
NO
Annual cost in monthly service fees
$0
$120
$83
$144

Competitive information above was obtained directly from financial institutions' websites during the week of 07/01/17. Some institutions may have introductory offers or additional ways to waive the monthly service fee. Costs shown assume the customer does not meet the minimum balance requirement.


All checking accounts include

Open an account

Visit us, call 1-800-288-3425, or click below to start saving more today!

Open An Account

 


Account options

Help me choose



Simply Better Checking

A great account for everyone

  • Free box of personalized checks
  • No minimum balance
  • No monthly service fee

Direct Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment

  • Free box of personalized checks
  • Competitive interest
  • No minimum balance
  • No monthly service fee

50+ Interest Checking

Perfect for those 50 and over

  • Free personalized checks for life
  • Competitive interest
  • No minimum balance
  • No monthly service fee

Preferred Interest Checking

Best for those who want to earn higher interest rates

  • Free personalized checks for life
  • Higher interest with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $6 monthly service fee if the balance falls
    below $1,500

Think all banks are the same? Think again.

  • You won't be treated like an account number here - we genuinely care about your financial well being.
  • Our employees earn a fixed salary and are not incented by which products you choose or how much money you bring to the bank. So you can trust that the recommendations we make are in your best interest.
  • Giving generously to and caring for the communities in which we operate is part of our organizational values. Helping build vibrant, successful communities benefits us all – and it's the right thing to do.
  • As a mutual bank, our sole focus is serving you. We're owned by our customers, not stockholders. This means we deliver care over sales pressure and indifference. We believe fair prices are more important than increased profits.
  • Your success is how we measure ours.

Branch locations

Rochester, MN

Think Mutual Bank Rochester MN area locations: General Offices, IBM Rochester, Green Meadows, East River, West Circle Drive, Shoppes On Maine, and Downtown Rochester.

Twin Cities Metro Area

Think Mutual Bank Twin Cities MN area locations: Edina, Eagan, Apple Valley, and St. Paul Minnesota.


Open an account

Visit us, call 1-800-288-3425, or click below to start saving more today!

Open An Account


Minimum opening deposit is only $50. Ask for details. Other fees such as a non-sufficient funds, overdrafts, sustained overdraft fees, dormant fees, etc., may apply. See fee schedule for details. Offer good on personal account only; ask us about our outstanding options for your business or organization. Bank rules and regulations apply.

*$5 for checks and $5 per debit card (up to a $10 maximum) from another financial institution given at the time the checks/debit cards are presented.

** We reserve the right to substitute a gift of similar value. Free gift may be reported on a 1099. Free gift provided at time of account opening.

1-800-288-3425
Equal Housing Lender Equal Housing Lender
Equal Housing Lender Equal Housing Lender

Member FDIC - NMLSR ID 440195

Bank smart, live well.

Think Mutual Bank

© 2017 - Think Mutual Bank | Legal Notices | Privacy Policies

Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.

The Investment Professionals of Think Financial Planning are Registered Representatives and Investment Adviser Representatives with/and offer Securities and Advisory Services through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered by CES Insurance Agency. Investments are not FDIC insured, not bank guaranteed, not insured by any federal agency and may lose value. Check the background of this firm on FINRA's BrokerCheck. Think Financial Planning is headquartered at 5200 Members Pkwy NW, Rochester, MN 55901.

This information is provided for new customers who live or work in Minnesota, and for existing customers residing in the states of AR, AZ, CA, CO, FL, GA, IL, IN, IA, KS, KY, MA, MD, MI, MN, MO, MT, NE, NM, NV, NY, ND, NC, OH, PA, SD, TN, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside of these states due to various state regulations and registration requirements regarding investment products and services.