Dos & don'ts of managing passwords

When creating and managing your passwords, there are a number of dos and don'ts.

Dos

  • Use BOTH upper and lower-case letters.
  • Use numbers and special characters. The more randomly you place them in your password, the better.
  • Create different passwords for different accounts and applications.
  • Change your passwords every few months.
  • Keep them to yourself. Avoid giving out your password to others. Once it's out of your control, so is your security.
  • Consider using a phrase or a song title as a password. This may help you to easily remember your password. For example, "Somewhere Over the Rainbow" becomes "Sw0tR8nBO" and "Smells Like Teen Spirit" becomes "sMllsLK10nspT."
  • Use a completely unique password.

Don'ts

  • Don't use the same password for different accounts or applications. If one account is breached, the others will be at risk as well.
  • Don't use your Think password for online shopping sites or free e-mail accounts (Hotmail, Yahoo!, Gmail).
  • Don't create a password using your user name in any form (reversed, capitalized or doubled).
  • Don't use your name, Social Security number or any other personal information that could identify you. This includes the names of your pet/s friends/family, birth dates, phone numbers, license plates, car models or addresses.
  • Don't use any word found in a dictionary longer than three letters. Hackers use automated programs to crack passwords using special programs that scan for any word found in a dictionary. This includes any word spelled backwards.
  • Don't use numbers in place of letters. For example, "Password" becomes "Pa55w0rd." Dictionary programs are also equipped to combat this technique.
  • Don't create a password of keys next to one another on the keyboard (asdfghjkl) or all one letter or number (aaaaaaaa or 444444444).
  • Don't use dates to create a password (for example, AUguST2001).
  • Don't re-use any of your last 10 passwords.
  • Don't share your password with others.
  • Don't write them down and store them near your computer. It's like a key under a welcome mat. It's the first place someone might look.
  • Don't enable the "Save Password" option if prompted to do so. Pre-saved passwords will make it easy for anyone else using your computer to access your accounts.
  • Don't walk away from a shared computer without logging off. This will ensure no other users can access your accounts.
  • Don't use sample passwords given on different Web sites.
1-800-288-3425
Equal Housing Lender Equal Housing Lender
Equal Housing Lender Equal Housing Lender

Member FDIC - NMLSR ID 440195

Bank smart, live well.

Think Mutual Bank

© 2017 - Think Mutual Bank | Legal Notices | Privacy Policies

Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.

The Investment Professionals of Think Financial Planning are Registered Representatives and Investment Adviser Representatives with/and offer Securities and Advisory Services through Commonwealth Financial Network, Member FINRA/SIPC, a Registered Investment Adviser. Fixed insurance products and services offered by CES Insurance Agency. Investments are not FDIC insured, not bank guaranteed, not insured by any federal agency and may lose value. Check the background of this firm on FINRA's BrokerCheck. Think Financial Planning is headquartered at 5200 Members Pkwy NW, Rochester, MN 55901.

This information is provided for new customers who live or work in Minnesota, and for existing customers residing in the states of AR, AZ, CA, CO, FL, GA, IL, IN, IA, KS, KY, MA, MD, MI, MN, MO, MT, NE, NM, NV, NY, ND, NC, OH, PA, SD, TN, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside of these states due to various state regulations and registration requirements regarding investment products and services.