Use this calculator to help create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Social security is calculated on a sliding scale based on your income. Including a non-working spouse in your plan increases your social security benefits up to, but not over, the maximum.
Your current age.
Age of retirement
Age you desire to retire.
Your total household income. If you are married, this should include your spouse's income.
Current retirement savings
Total amount that you currently have saved toward your retirement. Include all sources of retirement savings such as 401(k)s, IRAs and Annuities.
Pre-retirement rate of return
The annual percent you expect to earn on your investments before you retire.
Post-retirement rate of return
The annual percent you expect to earn on your investments after you retire.
Percent of income to save
The percentage of your annual income you will save for your retirement goals.
Expected salary increase
Annual percent increase you expect in your household income.
Years until retirement
Number of years before retirement.
Years of retirement income
Total number of years you expect to use your retirement income.
Percentage income desired
The percent of your household income will need to have in retirement income.
Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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