Loan Payment

Use this calculator to estimate a loan payment. Use the slider controls to change your monthly payment, loan amount, interest rate or term.

Current rate options

  • Fixed Rate Loans include NEW and USED boat, motor, trailer, travel trailer, motorcycle or stock loans.
  • Fixed Rate New Auto Loans include NEW and USED auto or truck loans.
  • Variable Rate/Fixed Payment Loans include NEW and USED auto, truck, boat, motor, trailer, travel trailer, motorcycle or stock loans.

Optional Payment Protection

When you apply for your Think loan, you'll have the option to apply for credit life and credit disability insurance.

What it is

  • Credit life insurance pays the insured balance on a credit card if the insured account owner dies.
  • Joint credit life insures the lives of you and any joint borrower.
  • Credit disability insurance can make the minimum monthly payment on the insured account owner's loan or credit card if they become totally and continuously disabled.


  • Monthly premiums are calculated only on your outstanding loan or credit card balance.
  • The premium is automatically added to your monthly loan payment - no separate bills or payments required.

How to apply:

Apply Online

Or call us at 1-800-288-3425.

Information and interactive calculators are made available to you as self-help tools for your independent use. We can not and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Think Mutual Bank

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Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.

The financial advisors of Think Financial Planning offer securities and advisory services through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Adviser. Investments are not insured by the FDIC and are not deposits or other obligations of, or guaranteed by, any depository institution. Funds are subject to investment risks, including possible loss of principal investment. Think Mutual Bank is not a registered broker-dealer or Registered Investment Adviser. Think Mutual Bank and Commonwealth are separate and unaffiliated entities. Fixed insurance products and services offered by CES Insurance Agency, Think Insurance, or Think Financial Planning. Think Financial Planning is headquartered at 5200 Members Pkwy NW, Rochester, MN 55901. Check the background of this firm on FINRA's BrokerCheck.

This information is provided for new customers who live or work in Minnesota, and for existing customers residing in the states of AR, AZ, CA, CO, FL, IL, IN, IA, KS, KY, MA, MD, MI, MN, MO, MT, NM, NV, NY, ND, NC, OH, PA, SD, TN, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside of these states due to various state regulations and registration requirements regarding investment products and services.