Loans & Lines of Credit

So you started a business in your spare room and you want to grow. Or you've been in business for years and need funds to expand. We have a variety of loan products to support and grow your business.

Lines of Credit:

  • Secured and unsecured options to help build your business and simplify your finances.
  • Allows you to borrow up to an established limit.
  • Competitive rates and flexible payment options.
  • Overdraft Protection.

Term Loans:

  • Ideal when your business requires a specific amount of money with a fixed payment schedule.
  • Use to purchase vehicles, equipment, or machinery.
  • Great for starting or expanding your business.
  • Multiple payment options and terms.

Business Real Estate Loans:

  • Assists with purchasing, building or refinancing your business property.

Small Business Administration (SBA):

  • Loans available to start a new business, expand an existing business, or to acquire real estate.
  • Loans and lines financed in participation with the Small Business Administration (SBA).

How to apply:

Download our Business Loan Application checklist, which will help you gather the information required to apply for your loan. When you are ready to apply, visit one of our branches or call us at 1-800-288-3425.

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Think Mutual Bank

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Insurance products are offered through Think Insurance (MN license # IA-538), not Think Mutual Bank. Insurance products are not FDIC insured, are not insured by any federal agency, and are not a deposit or guarantee of Think Mutual Bank. This is not a policy. For a complete statement of coverages and exclusions, please see the policy contract.

The financial advisors of Think Financial Planning offer securities and advisory services through Commonwealth Financial Network®, member FINRA/SIPC, a Registered Investment Adviser. Investments are not insured by the FDIC and are not deposits or other obligations of, or guaranteed by, any depository institution. Funds are subject to investment risks, including possible loss of principal investment. Think Mutual Bank is not a registered broker-dealer or Registered Investment Adviser. Think Mutual Bank and Commonwealth are separate and unaffiliated entities. Fixed insurance products and services offered by CES Insurance Agency, Think Insurance, or Think Financial Planning. Think Financial Planning is headquartered at 5200 Members Pkwy NW, Rochester, MN 55901. Check the background of this firm on FINRA's BrokerCheck.

This information is provided for new customers who live or work in Minnesota, and for existing customers residing in the states of AR, AZ, CA, CO, FL, IL, IN, IA, KS, KY, MA, MD, MI, MN, MO, MT, NM, NV, NY, ND, NC, OH, PA, SD, TN, TX, UT, VA, WA, WI, WY. No offers may be made or accepted from any resident outside of these states due to various state regulations and registration requirements regarding investment products and services.